Learn Why It Is Important To Know
Who Owns The Land, The Mortgage Loan,
And The House—Before You Close
The First 72 Hours After We Discover A Data Breach Can Be Critical Before Closing—Avoid Buying or Refinancing A Home With Costly Hidden Problems As Soon As The Underlying Promissory Note Is Endorsed (Signed Over) To The New Owner Of The Loan By Getting A Title Land Edification Real Property Report Today.
KNOW BEFORE YOU CLOSE ON A MORTGAGE HOME LOAN
CHECK IF A SELLER IS THE OWNER OF A PARCEL OF LAND AND WHEN
THE LOAN CHANGES HANDS TO THE NEW OWNER
We Offer The Following Vital Social Services Nationwide:
Title Land Edification has created innovative business information services designed to provide risk solutions for past, present, and future property owners.
We provide a cost-effective, reliable, and convenient method for detecting data breaches by verifying the accuracy and completeness of land-related documents recorded by means of local and county government parcel identifiers, including but not limited to public land records, chains of title, and real estate tax bills. Our services ensure that clients are well-protected before they commit to real estate mortgage loan transactions conducted manually or via digital technologies, thus preserving family property rights and histories for generations to come. We offer:
⦁ Pre-origination and pre-closing protection for both paper and electronically filed real estate records at risk for compromise and fraud
⦁ Protection from recording fraud for both paper and electronically filed mortgages, including mortgage ownership, security interests, servicing rights, and release
⦁ Pre-origination and pre-closing authentication of parcel identifiers used by local governments in real estate registration, including tax collection, real estate assessment, and public land title recordation management database systems
⦁ Assistance and support in restoring the sanctity and integrity of local government real estate registration and protection of clients’ property rights by detecting breaks in the chain of title
⦁ Collection and tracking of electronic mortgage loans originated and registered in the confidential Mortgage Electronic Registration Systems, Inc. (National Mortgage Rights Registry) as well as the approximately 3,524 registration and recording jurisdictions of each county-level registrar of deeds, county clerks, or clerk of the court offices nationwide
Pre-Mortgage Loan Origination & Pre-Closing Focused
OUR WEB-BASED REAL ESTATE FRAUD NOTIFICATION SERVICES CAN HELP PROPERTY OWNERS WITH VALUABLE RISK MANAGEMENT TOOLS TO PROTECT THEIR REAL PROPERTY FROM LAND TITLE AND MORTGAGE LOAN ORIGINATION FRAUD THE SMART WAY
Real Estate Mortgage Loan Origination Fraud, Title Insurance Fraud, and Judicial and Nonjudicial Foreclosure Sales Irregularities are Prevalent in Local Government Recording and Taxing Jurisdictions Nationwide
We perform a binary verification against local government authoritative parcel identifiers data sets in comparison of real estate tax collection, assessment, and public land title recordation management database systems maintained by the local government tax authority WITHOUT requiring your personally identifiable information (PII), and other private and sensitive information like a Social Security number
Our Exclusive Services
Identity Theft Recovery
Helping clients protect their personal information and property rights, including homeownership and family wealth, by fighting predatory lending practices.
Data Breach Solutions
Authenticating parcel identifiers used in the recording of mortgage ownership, security interests, servicing rights, and releases.
Tax-Related Personally identifiable information (PII) Recovery
Safeguarding taxpayers’ personally identifiable information (PII) in possession of Federal, State and Local government agencies and preventing its breach.
Loan Origination Fraud
Safeguarding data integrity in local government real estate registration, including tax collection, assessment, and title recordation management database systems.
Tracking mortgage foreclosures and evictions associated with paper or electronic promissory notes as well as mortgage loans recorded in the electronic National Mortgage Rights Registry.
Data Loss Prevention
Applying loss protection tools to help secure taxpayers’ real property and critical personally identifiable information (PII) information.