Title Land Edification is committed to restoring the sanctity and integrity of public land records, resolving conflicts affecting approximately 3,524 local government real estate recording, judicial, and tax jurisdictions nationwide. By providing solutions for US residential end-to-end mortgage loan originations and settlement processes, including detecting fraudulent transfer of mortgage loans and promissory notes purported servicing rights, Title Land Edification will become a highly regarded, nationally recognized firm. Its work involves identifying two signal events:
• when a breach or a compromise occurs within a local government agency, affecting (the fraudulent recordation of) a bogus grantor’s (seller’s) warranty deeds, a bogus first-lien mortgage loan where real property (home) ownership interests are inextricably intertwined with transferable electronic records. This includes but is not limited to escrow impound, settlement, real property tax collection and assessment (parcel identifiers), public land record deeds, and title record management database systems.
• when a federally-insured mortgage-loan note holder fails to notify a potential and existing homeowners whenever the purported servicing of their first-lien mortgage loan is being assigned, sold, or transferred, as required by federal law, within the financial institutions’ member-based Mortgage Electronic Registration System, Inc. (MERS® System).