Last Modified: July 6, 2020
This policy describes the types of information we may collect from you or that you may provide when you visit the website (www.titlelandedification.net) (our “Website“) and our practices for collecting, using, maintaining, protecting and disclosing that information.
This policy applies to information we collect:
- on this Website
- in e-mail, text and other electronic messages between you and this Website.
It does not apply to information collected by:
- us offline or through any other means, including on any other website operated by TLE or any third party.
- any third party, including through any application or content (including advertising) that may link to or be accessible on the Website.
Our Website is Secure
This website is hosted by SG Hosting Inc., one of the largest, most advanced web hosting services in the world using highest caliber of cyber security technology to keep you (and our valuable course materials) secure.
Visit their website at https://www.siteground.com/ to learn more. We do not
Minors under the Age of 13
No one under age 13 may provide any personal information to or on the Website. We do not knowingly collect personal information from minors under 13. If you are under 13, do not use or provide any information on this Website or on or through any of its features, register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to us, including your name, address, telephone number, e-mail address or any screen name or user name you may use. If we learn that we have collected or received personal information from a minor under the age of 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a minor under the age of 13, please contact us at [email protected]. We do not
What Information Do We Collect About You and How Do We Do It?
We collect several types of information from and about users of our Website, including:
- Information by which you may be personally identified, such as name, postal address, email address or telephone number, when you correspond with us, call us to make a purchase or request service, or participate in an online survey or chat function.
- Information you provide when completing your business filing online through the Website.
- Information that you provide by filling in forms on our Website. This includes information provided at the time of registering to use our Website, subscribing to our service or requesting further services.
- Details of transactions you carry out through our Website and of the fulfillment of your orders. You may be required to provide financial information before placing an order through our Website.
- When you browse TLE’s website, you are able to do so anonymously. Generally, we don’t collect personal information when you browse, not even your email address. Your browser, however, does automatically tell us the type of computer and operating system you are using.
- Information about your internet connection, the equipment you use to access our Website, usage details and your online activities over time and across third-party websites or other online services (behavioral tracking). Please contact us if you wish to opt-out of behavioral tracking.
We collect this information:
- Directly from you when you provide it to us.
- Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses and information collected through cookies and other tracking technologies.
Why Do We Collect Personal Information
TLE understands the importance of privacy to its customers, and we are committed to protecting and safeguarding information that you may provide to us. TLE collects and uses your personal information to give you superior customer service when you register for our property fraud alert services until you close or cancel your subscription.
TLE collects information voluntarily provided by visitors who express an interest in our mortgage loan fraud prevention and fraud detection services in the nature of pre-origination and pre-closing investigative services. That data may be shared with our affiliates who sell our subscription service so that they can contact these visitors. TLE may periodically conduct research, surveys, usability studies, contests and other programs that help TLE improve and promote its services. Visitors to our website may voluntarily participate in these programs and as a condition of such participation, they may be asked to provide additional demographic information. TLE may collect such additional information that visitors voluntarily provide, including, without limitation, gender, age, income level, modem speed, or type of operating system used. Protected personal information (PPI) and personally identifiable information (PII) collected by TLE in conjunction with voluntary surveys, usability studies, contests and other voluntary programs will not be shared with any sponsor or third party without your prior consent.
It is your responsibility to notify us of any changes to any of your PII that you have previously provided to us, including but not limited to: name, address, phone number or email address by sending an email to [email protected] to remove your name from our database or to interrupt e-mail notifications, please send an e-mail to [email protected].
How We Use Your Information
We use information that we collect about you or that you provide to us, including:
- To fulfill any purpose for which you provide it.
- To present our Website and its contents to you.
- To provide you with information, products or services that you request from us.
- To provide you with notices about your account, including expiration and renewal notices.
- To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
- To notify you about changes to our Website or any products or services we offer or provide though it.
- To allow you to participate in interactive features on our Website.
- In any other way we may describe when you provide the information.
- The information we collect automatically is statistical data and does not include personal information. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to estimate our audience size and usage patterns.
- We may store information about your preferences, allowing us to customize our Website according to your individual interests, speed up your searches and recognize you when you return to our Website.
Disclosure of Your Information
Communication with TLE through our website is not intended to create an attorney-client relationship. TITLE LAND EDIFICATION LLC is not a law firm, and therefore any information transmitted to TLE is not considered privileged client-attorney information.
At times, we may be required by law or legal process to disclose your information. We may also disclose information about you if we believe that disclosure is necessary for the public interest.
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
- To contractors, service providers and other third parties we use to support our business.
- To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of TITLE LAND EDIFICATION LLC’s assets, in which personal information held by TITLE LAND EDIFICATION LLC about our Website users is among the assets transferred.
- For any other purpose disclosed by us when you provide the information.
- To comply with any court order, law or legal process, including to respond to any government or regulatory request.
- If we believe disclosure is necessary or appropriate to protect the rights, property or safety of TITLE LAND EDIFICATION LLC, our customers or others.
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information.
Tracking Technologies and Advertising
Promotional Offers from TLE
If you do not wish to have your e-mail address and contact information used by TLE to promote our own or third parties’ products or services, you can opt-out by checking the unsubscribe button in our email communications or emailing our support desk at [email protected].
This opt-out does not apply to information provided to us as a result of a service purchase or other transactions.
If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our target-audience preferences, you can opt-out by emailing us at [email protected].
How We Protect Your Personal Information
We do not give or sell your name, email address, address or any other personal information to any third party for marketing purposes and will reveal such information only if required by law to disclose such information and as otherwise described in this policy.
Every effort to secure your data against criminal outside disclosure is being taken over the internet. Every name and address in our database is initially and periodically checked against the U.S. Department of the Treasury’s SDN list.
TLE safeguards the security of the data you send us with physical, electronic and managerial procedures. We urge you to take every precaution to protect your personal data when you are on the Internet. Change your passwords often, use a combination of letters and numbers and make sure you use a secure browser.
Credit card transactions are handled by Authorize, the worldwide leader in secure internet financial transactions. Visit their website at www.Stripe.com, to learn more.
PayPal transactions take place securely on PayPal’s site.
We do not store anyone’s credit card data for any reason!
All data we collect from users is kept secret on our servers, secured by 128-bit Secure Socket Layer (SSL) encryption. Look at the left end of the address bar on your web browser and you will see a tiny “padlock” icon assuring you this site is SSL secure!
TLE uses industry SSL encryption on all web pages where personal information is required. To place on-line orders with TLE, you must use an SSL-enabled browser. This protects the confidentiality of your personal and credit card information while it is transmitted over the internet.
Your data is never visible to anyone other than staff.
Your email will never be shared or sold, no matter what!
People often ask us for contact information of users that have won in court using our real estate fraud notification services, hoping they can learn from those users. We never give out that information. Not for any reason. Not ever!
We value your security and our reputation!
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
Accessing and Correcting Your Information
You can send us an e-mail at [email protected] to request access to, or to correct or delete, any personal information you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
To gain full access to TLE website you must complete the registration process. This simple, one-step process will give you immediate access to our website, including access to TLE’s interactive timeline and VideoScribe. The registration process requires you to input information about yourself, such as your property address, email address, along with other information so that we can validate you as an eTitle Fraud Alert subscriber who is authorized to use TLE website.
As part of your registration you will:
- input requested personal information, such as your member ID
- create a User Name
- select a password
- select a personal security phrase and answer, which will enable you to change your password online
- receive confirmation of your registration
- received immediate access to TLE website’s interactive timeline and Video Scribe
Keep Your Account Secure
It’s important that you safeguard both your User Name and password to prevent unauthorized users from accessing your personal information. If you have reason to believe that your credentials have been compromised, you should contact us immediately via telephone at 1-317-871-1150 or via email at [email protected]
Once you have completed your registration you will have immediate access to information about your Aetna benefits, claims and other valuable health content-related features. We hope you enjoy the ease of being able to view your Aetna information at your convenience and interacting with us online.
Your Privacy Right
Applicable Federal and State laws permit users of our Website that are US Citizens to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an e-mail to [email protected]
Our Companywide Commitment to Privacy
To make sure your personal information remains confidential, we communicate these privacy guidelines to every TLE employee.
TLE’s website contains links to other sites. TLE does not share your personal information with those websites and is not responsible for their privacy practices. We encourage you to learn about the privacy policies of those companies.
General Data Protection Regulation (GDPR)
The GDPR is an EU Regulation to improve the protection of the personal data of EU citizens and increase the obligations of organizations who collect or process personal data. These new regulations take effect on the 25th of May 2018. The regulations greatly enhance the data privacy and security of our customers and extend to them exercisable rights enabling greater control over one’s personally identifiable information.
The full specification of the GDPR rights and regulations can be found here
TLE functions as both a controller and processor of our customers’ personally identifiable information (PII). Additionally, we employ a number of sub-processors to which we transmit data for storage or processing beyond feature sets under our immediate control.
As a controller of data, we store PII such as customer names, email addresses, physical addresses, IP addresses, phone numbers and avatars. We use databases through GDPR compliant service providers (MSSQL) to store sensitive customer data.
TLE is also a processor of customer data. We use customer data to compile legal documents. We have a system-wide GDPR compliance effort underway which will manifest itself on the core TLE’s website as well as any of our hubs, satellite applications, or other owned properties.
- On TLE’s website;
- In e-mail, text and other electronic messages between you and TLE, on TLE website or otherwise; and
It does not apply to information collected by:
- Us offline or through any other means, including on any other website operated by TLE or any third party (including our affiliates and subsidiaries); or
- Any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on TLE’s website.
What is “personal data”?
“Personal data” is any data that (1) is recorded in any form, (2) is about or pertains to a specific individual and (3) can be linked to that individual. For example, and without limitation, your first and last names, address, email address, telephone number, and other contact information, and the deals in which you have participated are “personal data.”
What kind of personal data is collected?
We collect personal data at different stages of your use on TLE’s website.
When you visit titlelandedification.net—If you visit titlelandedification.net or use an interface which interacts with titllelandedification.net, whether or not you sign-in as a registered user, we collect your IP address, the location of your Internet Service Provider, the type and version of Internet browser that you are using, and the website from which you came. We also collect information regarding your site usage, such as the time spent on a page and the number of pages you viewed.
When you interact with TLE’s website—We also collect personal data that you provide when you interact with TLE’s website such as, for example, by sending a message or uploading documents, preparing an accelerator application, or when exchanging correspondence with us such as through support emails.
When you use your account—We collect information that you provide or create when you use your account:
How is personal data collected?
We collect personal data directly from you when you provide it through your use of TLE’s website, such as in emails or when you fill out forms that are displayed on TLE’s website.
For what purpose will my personal data be used?
TLE uses your personal data to maintain your account and fulfill other services offered on TLE’s website. We also use your personal data to respond to requests that you make of us, and to contact you and to provide you with information that we believe may be of interest to you.
We may also use your name and contact information to make queries to social networking and other sites, such as LinkedIn, for a variety of purposes, including, but not limited to, verifying your identity, and showing you how you are linked or connected to other individuals who are also TLE users.
Your personal data may also be shared with companies in the TLE family of companies or to third parties as described below.
Can third parties see my personal data?
No third parties cannot see your personal data.
With whom may TITLE LAND EDIFICATION share personal data?
Under certain business or legal conditions, TLE may have to disclose your personal data to others as follows:
- Within the TLE Family– TLE may now or in the future have a parent, subsidiary or related company or companies within the TLE family of companies. TLE has the right to share all personal data with all such affiliated companies.
- Service Providers– TLE may engage other companies and individuals to perform necessary business functions on behalf of TLE (e.g. customer service or email provider). If it is necessary to perform these functions, these companies or individuals may have access to personal data of our users. These service providers have agreed not to use the personal data for any other purpose other than providing the required services.
- Legally Required Disclosure—Under certain circumstances, disclosure of your personal data may be required by law. TLE may disclose your personal data (1) if, in its own best judgment, it is required by law to do so in order to comply with a facially valid judicial or governmental subpoena, warrant, bankruptcy proceedings, or other order, or (2) to a government institution that has asserted its lawful authority to obtain the information, or (3) when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud.
Sharing with 3rd Parties
3rd Parties are companies unaffiliated with TLE. We may share your personal data with 3rd parties if given permission by you so that they can market their products or services to you. If you do not want us to share your personal data with 3rd parties after giving us permission to do so, contact us at [email protected]
Can I access or change my personal data?
Upon request TLE will provide you with information about whether we hold any of your personal information. If your personal data changes, you may correct, update, or amend by making the change on our member information page or by emailing us at PO Box 4758, Ashburn, VA 20148-0031 or by contacting us by postal mail at the contact information listed below. If you wish to delete/remove/deactivate your profile, remove your testimonial from our site, or opt out of sharing Basic Application Information, please email us at [email protected]. We will respond to your request within 30 days.
We will retain your information for as long as your account is active to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
For auditing and security purposes, TLE keeps a log of all users’ activities, which is retained in its archives as necessary for TLE to fulfill its obligations. Users may have access to the personal data that pertain to them. In addition, each user’s right of access may be limited to the extent that providing access might infringe on a third party’s privacy rights. Requests for access to this archived information are handled on a case-by-case basis, after TLE has verified the identity of the requestor. Inquiries should be made as provided in the section.
Can I have my personal data deleted?
You can delete any personal data that is recorded in the profile that you create for yourself as a client of TLE’s.
Social Media Widgets
We display testimonials of satisfied customers on our site in addition to other endorsements. With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at [email protected].
If you choose to invite a user to our platform, we will ask you for a name and email address. We will automatically send your invite a one-time email inviting him or her to visit the site. TLE stores this information for the sole purpose of sending this one-time email and tracking the success of invites claimed. Your invitee may contact us at [email protected] to request that we remove this information from our database.
What is Website Data, and how is it used?
Website data is aggregated data about the overall traffic to, and usage of TLE’s website. Examples include the number of visitors to the titlelandedification.net website and the number of registered users of TLE’s website. TLE may extract and use website data for internal purposes, in order to analyze the performance of our website and applications. For example, we may use these data for traffic analysis and business decision making, in order to determine how we can improve our site or its functionalities.
The statistics generated in this manner contain no personal data and cannot be used to gather any information about individual visitors to the site.
Cookies and other Tracking Technologies
TLE uses ‘cookies.’ A cookie is a small amount of data sent to a user’s web browser from a web server, which is then stored on the user’s hard drive. Cookies are used to make site navigation easier, and can help recognize a returning visitor. TLE’s cookies do not generate any personal data, do not read personal data from your computer, and are not tied to any personal data. Most browsers automatically accept cookies. You can instruct your browser, by editing its options, to stop accepting cookies, or to prompt you before accepting cookies from the sites that you visit. If you decide not to accept our cookies, some or all features of the site may not be available because navigation on the site is facilitated by cookies. You can delete cookies from your computer at any time. You can learn more about cookies by visiting: www.allaboutcookies.org or www.networkadvertising.org.
- Action Tags
TLE uses action tags. An action tag is a small piece of code that is placed on a webpage or in an email in order to track the pages viewed or the messages opened, the date and time when someone visited our website, the website from which the visitor came, the type of browser used, and the domain name and address of the user’s Internet Service Provider. Action tags allow us to better understand how users and visitors use our site or browse through our pages, so that we can improve access to and navigation through the site, add or modify pages, according to our user’s patterns. Action tags cannot be removed or deleted by our users, because they are part of the programming of a webpage.
- Log Files
Log file information is automatically reported by your browser each time you access a web page. When you use TLE’s website, our servers automatically record certain information that your web browser sends out whenever you visit any website. These server logs may include information such as your web request, IP address, browser type, referring/exit pages, operating system, date/time stamp, the files viewed on our site (e.g., HTML pages, graphics, etc.) and URLs, number of clicks, domain names, landing pages, pages viewed, and other similar information.
- Web Beacons
When you use TLE’s website, we may employ web beacons, which are used to track the online usage patterns of Users anonymously. No personal data from your account is collected using these beacons. In addition, we may also use web beacons in HTML-based emails sent to Users to track which emails are opened by recipients.
- Behavioral Targeting
- Do Not Track Signals
TLE does not track or use Do Not Track signals.
What security measures are in place to protect my personal data?
TLE uses physical, technical, and administrative procedures in order to safeguard and protect personal data from loss, misuse, unauthorized access, disclosure, alteration, and destruction. However, while we do our best to implement reasonable security measures, we do not guarantee that our safeguards will always work.
TLE uses industry-standard technological means to protect your personal data while in transit through the Internet. We use encryption and a comprehensive authentication protocol to provide reasonable security. However, please remember that no security system on the Internet is perfect. If you have any questions about security on our Web site, you can contact us at [email protected].
What about Uploaded Documents?
Documents that are uploaded to your client portal for sharing are stored at a third party data-storage service. All uploads and downloads are transmitted through the web between users and the data storage service using the same encryption techniques as those that are used with personal data. However, uploaded documents are neither stored redundantly, nor backed up. Therefore, we recommend that TLE users keep back-up copies of their documents if they upload them to the titlelandedification.net website.
When will TLE contact me?
TLE will communicate with you in response to your requests for service or customer support. We will contact you by email or the US Postal Service according to your preference.
TLE will notify our subscribers when a change to their registered parcel identifiers occurs.
If you do not want to receive any emails from TLE, you can opt out by deactivating your account by contacting [email protected]
Links to other websites
TLE may provide links to other websites. We are not responsible for the privacy practices or content of these sites. In order to safeguard your privacy, please review the privacy policies of any sites that you may visit before providing any personal data to these third party sites.
Limitation of Liability
TLE exercises reasonable efforts to safeguard the security and confidentiality of your personal data; however, transmissions protected by industry standard technology and administered by humans cannot be guaranteed to be secure. TLE will not be liable for unauthorized disclosure of personal data that occurs through no fault of TLE including, but not limited to, errors in transmission, access to your account by anyone uses your user ID and password, your failure to comply with your security obligations, and the unauthorized acts of TLE’s employees.
You will have the right to terminate your account at any time.
Contacting TITLE LAND EDIFICATION LLC
TITLE LAND EDIFICATION LLC owns and operates the titlelandedification.net web site. Our mailing address is PO Box 4758, Ashburn, VA 20148-0031 USA.