Order Your Complimentary Title Land Edification Chain of Title History Report Today
OUR WEB-BASED REAL ESTATE FRAUD NOTIFICATION SERVICES CAN HELP POTENTIAL AND EXISTING HOMEOWNERS WITH VALUABLE RISK MANAGEMENT TOOLS TO PROTECT THEIR LEGAL IDENTITY AND REAL PROPERTY FROM MORTGAGE LOAN ORIGINATION FRAUD AND CLOSING FRAUD THE SMART WAY
According to “Title Escrow Theft and Title Insurance Fraud,” written by the National Association of Insurance Commissioners (NAIC) and adopted by the Property and Casualty Insurance Committee in December 2013, escrow and title insurance thefts harm consumers in a number of ways. The most obvious example of loss to consumers is instances where customer funds are outright stolen without recourse from responsible parties such as title underwriters.
In some instances, closing services and title are transacted by separate entities, thereby reducing the likelihood that any specific title underwriter will be responsible for stepping in and reimbursing for loss of escrow funds. Escrow funds subject to loss include pre-closing funds such as down payments and post-closing funds intended for recordation of documents, cost of title insurance premiums, and disbursements necessary to clear the title. Theft of title premium frequently means no title policy is issued, and the consumer does not get what he or she paid for, namely evidence of coverage. Since many customers do not know exactly what to expect after closing, they may not be alarmed at not receiving a title policy.
Failure by the title agency to pay off certain escrowed funds may not surface for years or until the property is resold.
Before you close on a new mortgage loan or mortgage refinance—avoid buying a home with costly hidden chain of ownership (title) problems by getting a TLE Title Land Edification History Report
We perform a binary verification against local government authoritative parcel identifiers data sets in comparison of real estate tax collection, assessment, and public land title recordation management database systems maintained by the local government tax authority WITHOUT requiring your personally identifiable information (PII), and other private and sensitive information like a Social Security number
We do not sell your personal information to anyone. We use data to serve you relevant information for business and consumer purposes in Title Land Edification services, partner websites, and mobile apps. While these business and consumer services help fund our business services, your personal information is not for sale.